ONTARIO BICYCLE ACCIDENTS

I was in an Ontario bicycle accident, what benefits am I entitled to?

A bicycle accident can be a catastrophic situation. With no protection, the victim is helpless during impact and the injuries can be severe.

There are a number of rights and benefits for Ontario bicycle accident victims if a motor vehicle, such as a car or truck, are involved. These benefits are called No-Fault benefits.

No-Fault benefits are available to bicycle accident victims involving a motor vehicle, such as a car or truck. Even if you don't own a car, you are entitled to no-fault benefits.

Typically, in a bicycle accident the payment of no-fault benefits come from your own auto insurance company. However, if is important to get the other person's auto insurance information at the accident scene. You should also report any injuries to the police and medical personnel at the accident scene.

No-fault benefits, depending on the severity of your injuries, may cover payment of medical and rehabilitation therapies and payment for prescription drugs. No-fault benefits also include income replacement benefits paid at 70% of your gross income if you have suffered a substantial inability to perform the essential tasks of your regular employment. If you are proven catastrophically impaired, you could be entitled to housekeeping/home maintenance benefits, caregiver benefits, and increased limits to the medical and rehabilitation benefits.

In addition, if the accident was the fault of another person, you can make a claim for pain and suffering damages. This is a called a third-party or tort claim. Compensation for pain and suffering typically comes from the at-fault driver's insurance company.

Be aware that there is a deductible of $30,000.00 whereby your injuries must be worth more than this amount to pass the threshold.

What Should I Do?

There are time limits in bringing an Ontario bicycle accident claim for no-fault benefits or pain and suffering. This is called the limitation period so it is important to contact a lawyer and protect your legal rights.

Enzo DiGioia and The Legal Solution Professional Corporation team are bicycle accident experts. We have represented bicycle accident victims for over 15 years. It is our goal to answer any questions you have and fight for all the benefits and compensation you are entitled to under the law.

Please call Enzo DiGioia at The Legal Solution Professional Corporation at 88-88-TheLegal or 1-519-252-6969 or fill out the Free Case Evaluation Form so we can answer any questions you may have about No-Fault Benefits and bicycle accidents.